Feel like the whole world is going to shit?
Been haunted by a creeping sense of existential dread?
Worried about the future of our planet—and ourselves?
Wish you could secure some land for your future but you’re too poor because late-stage capitalism is a dystopian nightmare?
Have we got an offer for you... ↓
Welcome to IOUtopia…
where will you go if it all goes to shit?
Most of us can see that the world we’re living in isn’t sustainable in the long term. And global governments are doing too little too late. The future is uncertain—but no matter which way you slice it, the world is going to keep changing, and probably for the worse.
While people with the resources to do it are buying up land with water rights and building solar-powered tiny homes and permaculture gardens (and billionaires are buying underground bunkers and hiring security forces for the apocalypse), where does that leave the rest of us?
Enter IOUtopia—500+ acres of crowdfunded land to give those of us who can’t afford it a chance at a sustainable future.
let's do it together.
Hi, my name is Taylor, and I have been feeling exactly like you.
Over the past few years, my husband and I have felt the pull toward getting away…toward getting out of the rat race and toward having a place in nature–not just to escape to if everything goes to shit, but to escape to anyway, because nature is fucking lit.
So, as we’re nearing 40, we came up with a plan to buy some land up in the mountains in Idaho or Montana. Or maybe northern Oregon or Washington. But as we started to look at the limited little bug-out properties we could afford with our pretty substantial nest egg, we started to think about how many people couldn’t afford anything at all. How many people were working their asses off at jobs they hate only to be able to barely scrape by in a system designed to exploit the vast majority of us.
As we started to ponder all this, running away to the woods by ourselves like all the other millennials with nest eggs started to feel pretty fucked up. We started to wonder how many other people were feeling the same way–who wanted to have an escape plan, but couldn’t afford to do anything about it. If we really believe in a cultural change toward more sustainable living, then shouldn’t we practice what we’re preaching?
We started to think…maybe this could be something bigger? And then we started to think about how to make it possible.
So here’s the deal:
We’re looking to buy a piece of land that’s at least 500 acres. This land will have its own water source and will be solar-powered capable. It will also be in some beautiful mountains because what’s the point of running away to the woods if you don’t have a nice view?
In order get the funding for a piece of land this big, we need go in with 300 other people. What’s in it for you, you ask? Well—if you contribute $3,380 to this purchase, there will be an acre of land there for you when everything goes to shit. Or sooner.
Why $3,380 you ask?
Because that was the average price of an acre of farmland in the U.S (in 2021; it’s actually over $4,000 now).
For now, nothing will happen with this land. It will sit there, continuing to be natural. But when the time comes, you can come and live on your little slice (bring a tent, build a tiny house, whatever). We’re gonna learn how to farm and learn how to build things and learn how to do all the things people did before we started getting in our cars to drive to the grocery store two minutes away and then sitting on Instagram for three hours a night. We’re going to work.
Is this a commune? Or a cult? No. It’s just land. But you’ll know it’s there just in case. And you’ll know there will be some like-minded people as your neighbors.
who we are
Hudson and I are just two people who love hiking and nature and have always lived a pretty simple life together.
We don’t buy shit we don’t need, we spend most of our money on travel and adventure, and we value love and friendship and relationships and nature above all else. We were recently inspired to action while listening to an incredibly informative podcast about the current state and future of our world, “The Great Simplification” with Nate Hagens. I highly recommend you give it a listen.
We believe a cultural shift has to take place on this planet away from shareholder capitalism and towards something else. Our values have to shift if we’re going to survive, and we want to be a part of that movement in the right direction. We are looking at a solution that involves all of us—that starts to address the issue from the bottom up.
i get it. $3,380 is a lot of money.
Why should I trust you?
Because we are doing this for altruistic reasons in the first place. We could buy a few acres with water and mountain views just for us right now. But I had an idea that this could be something bigger, and I believe we can make this happen. We’re putting a lot more than $3,000 on the line.
No, I mean why should I trust you to manage this whole process?
Oh, well, from a more practical perspective, you should trust me because I am an incredibly driven and organized human being. I’m the most project-oriented person I’ve ever met, and I’m self-taught at everything I’ve ever done. I worked in finance for four years, I’ve run a successful business completely on my own (which was largely responsible for the nest egg we do have), and I’m already researching everything we need to know to get this done and do it right.
When I do something, I go all in. I have a spreadsheet for everything, and I’ll leave no stone unturned. I was born a planner—as much as I wish I were a free spirit—it’s in my bones.
Do you really think society is going to collapse?
I don’t fucking know. What I do know is that this world is insanely complex, climate change is destroying ecosystems much faster and more severely than we realize, and there is a very real chance we run out of fossil fuels to power our insane society before we innovate enough to replace them. And regardless of how much we innovate, our ecosystem is finite—unless we discover an asteroid filled with the rare metals we use to make cars and batteries and phones, that shit is gonna run out at some point.
And even if everything doesn’t collapse, there is a much more plausible future in this generation where we still have hospitals and grocery stores and Instagram, but food and fresh water and gasoline become a lot more scarce (and expensive). In this very real scenario, it would help to be a part of a community working together.
Either way, I think $3,330 is a pretty reasonably priced insurance policy just in case it all goes to shit.
300 people is just a jumping off point.
Maybe it’s smaller? Maybe funding is private? Institutional? Maybe it’s a mix? Maybe we focus on the campground revenue to help fund operations and get more leverage? Maybe no one wants to pay $3,380 and we open a campground that lets kids come and stay free for the summer and learn how to live off the land?
No matter what it looks like, I’m here to figure out how to make this work.
+ How come it's only 300 people?
Lol cause that’s already a shit ton of people. The “Dunbar Number” for the ideal community size is 150. We’re capping investors for now at 300, and we’re hoping by the time we make it out there, it’s closer to 150-200.
But if there’s a huge amount of interest, we can talk about what that would look like. If we raise $25,000,000—let’s buy this instead.
+ What if you don’t get enough people?
We can look at raising additional funding from within the group, or try to raise money elsewhere. But I think this idea really only works at scale. If it doesn’t work out, everyone will get their money back minus any credit card or PayPal feels (typically around 3%)
I also have a couple alternative funding concepts laid out below…
+ What if you get too many people?
As this is such an incredible deal, it’s possible there is WAY more interest than we have space for. Well, first I say, let’s raise $25,000,000 and buy this. But in the event we have 400 or 500 people trying to get in, I will be asking everyone to answer a few short essay questions about who they are, why they’re interested, and things like that. And then Hudson and I will choose who makes the cut.
+ Wait a minute…300 people x $3,380 = $1,014,000. Can’t you get undeveloped land cheaper than that?
Some–but not really. And honestly, $1 million still might not be enough. While the average cost of an acre of land in the US is $3,380, cropland averages $4,420, and once you add in mountains and water sources, most places are north of $10,000 an acre. That being said, I’ve seen a few places in my search that I think could really work.
On top of your contributions, my husband and I will be putting our life savings toward this, plus whatever kind of leverage we can get with that (mortgages for unimproved land are quite limited). If we happen to find some land for cheaper, anything above the purchase price of the property will be invested into improving it with things like solar and septic and leveling building sites. Those things are gonna cost a couple hundred grand on their own. Also, we’ll be responsible for paying property taxes on this beast year after year…so there’s that.
If you really believe in the cause and want to contribute a little extra to the fund…awesome! The more we can raise, the better the land will be.
Think this idea sucks? Here are some alternative funding ideas to get us there…
In this idea, a handful of people become co-owners with me and Hudson. They contribute a bunch more money (say $50,000) and have a bigger say in the process as we go forward. The land will be kept by an LLC and the co-owners will have a stake (but not a majority stake at the end of the day, for obvious reasons).
This would reduce the # of small investors, and give more people with the means (like Hudson and me) a chance to be a part of a better future.
In this idea, one large investor decides this is a project they can get behind. They invest a substantial amount (say $200,000) in exchange for 20% ownership of the land. We do all the things to make the land better, open a campground, make an eco-friendly, off-grid paradise, and our benevolent whale gets to see their $200,000 grow as we grow the value of the property.
This would mean needing 60 fewer small investors to reach our goal.
In this idea, there are fewer people overall, but more people willing to commit a bigger chunk. I mean, $3,380 is as cheap as it gets.This project is about giving back for me and my husband, not about making money.
But if just 30 people were ready to commit $15,000, we could get a large enough piece of land to create a sustainable, off-grid property big enough for everyone (not 500 acres, but plenty large for 30 people).
So what do I get for $3,380?
A guaranteed acre and access to whatever water and power and nature we have on the land. That is it. There won’t be 300 individual deeds or a little square with your name on it, but there will be at least an acre of land for everyone. We’re hoping it will be closer to 2 acres per person at the end of the day.
And if society doesn’t collapse? Well then, you still have an acre (with access to over a hundred acres of wild land) in one of the most beautiful places in the world.
$3,380 secures your place on the land–no matter what the future holds.
Check out the gallery below for some actual photos from properties on the market right now…
What will this land look like?
I mean, please see the stunning photos above for some ideas. But our requirements are that it has access to groundwater, water rights hopefully (I’m still researching this piece, and they vary state-by-state), a year-round running creek or river, mountain views, and that’s about it. It will be in a place that is not expected to experience (as much) extreme heat or drought from climate change. And, of course, there will be some arable land as well.
The idea is to keep about 40 acres for a sort of main property that will have septic, hopefully a small campground to help fund ongoing operations, some shared community farming, and other stuff like that. We’d like to keep 150-ish acres wild, because nature is lit (and conservation is a huge part of what we’re doing), and then there will be another 300 acres for people just like you and me to share.
Just how big is an acre?
One acre covers about 75% of an American football field. The average plot of land for a new house in the US is about a quarter of an acre.
Will it be self-sustainable?
It’s possible it ends up being completely self-sustainable for everyone, but we can’t guarantee that (it potentially takes a lot more acres to do). It may be heavily forested or may be pastureland or both—we just won’t know until we can get the funding to move forward. No matter what, it will be largely self-sustaining, but we’ll probably need to work with other people in the area (for instance, a wheat farmer to get flour or someone raising their own cattle to buy some beef).
Will there be power?
There will be solar power at least on the main area of the property, and it’s possible that other areas could be solar-friendly as well. Depending on the water we get, we can leverage small-scale hydro–we just won’t know until we get there. It’s also very possible there may be normal power to the property…you know, because society hasn’t collapsed yet.
Will there be plumbing?
Like I said, we’re not building a city. There may be a septic system installed at the main building site, but I’d prefer to rely on composting toilets–you know, because they make compost. For running water, we’ll have cisterns and well water systems. It all depends on the land at the end of the day.
But wait—are Idaho and Montana safe from climate change?
Lol. No. Climate change is affecting the entire planet. Montana and Idaho are warming just like everywhere else. The glaciers are melting, and wildfires are increasing. According to the internet, the Upper Peninsula of Michigan is basically your only safe bet 80 years from now.
But this is more about finding a place that’s beautiful, being a part of the community to work together to find solutions, and living a simpler life—with access to some of the prettiest mountains in America. And at altitude far from the coasts with a water supply, it’s the best we got.
sustainability &conservation
this isn’t just about the apocalypse…
And it isn’t just about securing land for ourselves. It’s about conserving it. Your $3,380 will help conserve 500 acres–almost 22 million square feet–of American wilderness. We’ll be planting trees and creating and protecting ecosystems for future generations.
Whether or not society collapses, we all need to focus on finding ways to live in harmony with our planet and each other instead of destroying them both to generate value for shareholders. This is about finding a way to exist that allows humanity to continue existing. And the way we’ve been living as a society for the last 100 years most certainly isn’t that.
In the meantime, I’m spending my time researching groundwater reserves and conservation grants, learning skills like sewing and solar electrical engineering (one of those is more complex than the other), and digging into the ethos and logistics of permaculture—both from a sustainable agriculture and human culture standpoint.
Whatever land we get, we’re here to protect it. We won’t be living on the land…we’ll be living with it.
Okay, cool. So when can I move there?
Excellent question. I think the earliest will probably be 5–10 years. Once we purchase the land, we’ll start spending summers out there building things and drilling wells and planting things and doing whatever landowners do. You’re welcome to come out in the summers and help us build for sure! Once it’s ready (whenever that is) we’ll let everybody know!
Of course, if shit gets real sooner than that, we’ll all be heading out there, ready or not.
The campground concept
Part of our plan to fund this whole wacky idea is to start a little campground on the property. And if you know me and Hudson…you know we KNOW camping.
Over the years, we have camped at hundreds of campgrounds around the world, and we know exactly what makes a campsite magical. In fact, through our travels, we’ve been working on a list of all the things we believe make for the most perfect camping experience.
All proceeds from the campground will go towards supporting IOUtopia. I’m currently in the process of registering us as a 501(c)3 non-profit, so you can be sure all of our money goes to the right place!
- Greenery (duh)
- Privacy
- Friendly wildlife that comes to say hi (not bears)
- No RVs (no generator noise)
- Some sites with views
- Some sites next to natural water
- Some sites with electricity
- Minimum of 1 water spigot per two sites
- Cheap sites for bike-in campers
- Classic fire pit (nice circle of rocks) with adjustable grill top
- Allowed to gather sticks for kindling
- Picnic table at every site
- Two trees that are good to hang a hammock between
- Walkable to a few trailheads
- Toilets close enough that you don’t sit in your tent for an hour in the morning having to pee but refusing to get up because it’s cold and the toilet is so damn far
- Good shared kitchen for easy dish washing
- Fully stocked camp store with awesome stickers (I have a whole list of things that are essential and non-essential but will sell at any respectable campstore)
- Wood for sale but not for $1,000 per bundle
- Camp bar? Honestly this doesn’t exist, but I’m not mad at the idea.
In addition to regular tent sites, both electric and non-electric, we’re hoping to have a variety of different camping and glamping structures such as yurts, permanent tents, maybe an old airstream…a tree house? Whatever makes sense once we get to where we’re going!
(I have also written up an entire business proposal and financial projections for this campground because this is literally the kind of shit I do with my free time.)
Okay. I guess that about does ‘er. Wraps ‘er on up.
I'm sure you have some questions...here are some answers
I know this is an insane idea. I know you have a lot of questions. I’ve tried to answer as many as I could think of, but please read all of the FAQ before sending a message.
I know no one ever does that. But please, do that.
When exactly will you be buying this land?
Pretty fucking soon, I hope. As soon as we can secure funding, Hudson and I will start visiting properties and doing due diligence on water access, well depths, water tables, water rights (a lot of shit about water), soil, solar potential, covenants, zoning, road access, and all the other things you have to learn when buying undeveloped land.
In an ideal world, I’d like to start looking for land in summer 2023! But in all likelihood, summer 2024 is a more realistic goal.
What if I want two acres?
Awesome! The fewer people sharing the land and resources, the better. And a nice homesteader plot for a small family should be a minimum of 4 acres anyway. I’d prefer if more people invested in a few acres and the community stayed smaller, but I’m trying to make this dream as accessible as possible.
Or if you’d like to join Hudson and me in becoming a primary owner and having more agency (and land) in this process, send me a message.
What if I want FOUR acres?
I think we could definitely do a family deal. A 4-acre bundle for $12,000?
Fuck it, why not.
What about my kids?
Welp, in 10 years those kids may be adults, so we have to keep it at one acre per person right now. If everyone suddenly had 4 people on their acre, there would be 1,200 people! And this is a resources game at the end of the day.
That being said, who knows what it all looks like when the time comes.
What about the kids I haven't had yet?
Don’t stress it–we’ll figure it out. For now, count any babies or kids you already have, or any buns in the oven. If you get pregnant or adopt as things develop over the next couple years, just shoot me an email and we’ll chat about it.
Who else is moving there?
I sure hope a lot of wonderful, like-minded people who care about the planet and love nature and realize we’ve lost touch with who we really are as humans. I hope it’s people who are starting to see the overworked lives we’re leading in a late-stage capitalist society obsessed with consumption and putting the accumulation of wealth above all else are making us miserable—and they’re destroying our only home while they’re at it.
What if I don’t like the other people?
Do you like your neighbors now? Do you even know your neighbors now? There are a lot of unknowns in an idea this big and risky, and this is one of them.
Before contracts get finalized, I’m going to do a little vetting of all the contributors and ask everyone to write a few short essay questions about why they’re interested, who they are, and stuff like that. If some shitty people end up joining this cause, we’re gonna have to deal with that when it comes to light. We are reserving the right to buy anyone out at any time. For now, I’m going to continue believing that the people who would invest their hard-earned money in this are people who share the same values that we do. (Flat earthers, QAnon believers, and dark triad personality types need not apply.)
So, do I get a deed for my acre?
No. As I said, this “acre” is a concept as part of the bigger piece of land. We’re not doing surveys and parceling out spots. The land we buy will have enough acreage so that there is an acre or more per person. How much of that is buildable, arable, whatever, remains to be seen. But there will be room for everyone. You can’t buy one acre and build a wall around it and share it with your friends. It’s about pooling our funds to buy an incredible piece of land with sustainable, sharable resources that none of us could afford otherwise.
As there can’t be a deed, I have been looking into easements in gross, which grant an individual specified access to a piece of private property. I may have a contract drawn up that spells out those access rights for each investor, but it’s possible this is cost prohibitive, as lawyers cost a lot of money, and multiplying whatever that number is by 300 people is probably too much. The cost of writing up the easement alone could be over $2,500.
This is just a bridge we’ll have to cross when we come to it. We can’t write up an easement without owning the property in the first place. But with or without a deed or easement, you will have a guaranteed spot when the time comes. You’re just gonna have to trust me.
Can't I just go buy my own acre?
Of course! But trying to find one with water access and arable land and beautiful mountains for less than $4,000 isn’t gonna be easy. At the end of the day, this isn’t just about the land. If you want to go build your bug out house–go on ahead, more power to you. IOUtopia is about people who are interested in leveraging community resources together. Who are willing to learn these things together.
What if I want my money back?
We’re going to create a buyout plan for years 5–25 with a limited number of cashouts available per year at an interest rate of 2%. These will be available on a first-come-first-served basis. If you miss this year’s allotment, you’ll have to wait for next year. But you have to commit to the first four years. I’ll have a lawyer person write up something a little more official for this.
It’s important to note here that we have to make an assumption that not everyone will want to cash out. We don’t have a million dollars—obviously—and as a teacher and a freelance writer, we’re not likely to anytime soon. But we do understand that some people are gonna need this money back, whether to buy their own land or for whatever else, and we’re creating a path to do that.
I think ideally we can start with 300 investors, we’ll plan on 100 bowing out, and then there will be more land for everyone!
If you’d like to look at this as a 5- or 8- or 10-year, 2% loan to us, with no plans of ever moving to the property, that’s cool too. Just let us know from the get-go, and we’ll sign you up for a repayment date.
All that being said, this is an investment, and investments carry risk.
Do I at least get a contract or something?
Of course, my horse! When you contribute your share, you’ll agree to the terms & conditions which will spell out all the deets we know now (about financing and repayment options as well as our requirements for buying and developing the land).
It just won’t involve legal access to the land because there’s no way to feasibly do that until we own it. Nor would I do that until I know how this all shakes out.
It’s time to start living in a way that lets humanity keep living.
are you ready to invest in our shared future?
let's do the damn thing.
If you’re ready to make this happen, then please use this form to become an official IOUtopia investor.
You can also COMMIT WITHOUT FUNDING, which will secure your place, and we’ll work out the details soon. Just click “Continue” and choose the “Commit without Funding” in the next step.
No matter which option you choose, you’ll receive an email package welcoming you to IOUtopia that contains everything you need to know.
And of course, you’ll receive updates on funding goals, be notified if and when we reach the goal, and most importantly–when we’ve found the right piece of land.
Like what you’re hearing, but not ready to commit? Sign up for the list, and we’ll keep you posted as we get closer to making this crazy dream a reality.
Just looking to support the cause?
You know what they say…no donation is too small!
Chip in
Not ready to invest, but loving the vibes we’re putting out? We accept any and all contributions.
Camper Friend
Want to enjoy this sweet piece of land without buying a slice? For $250 or more you will get 25 nights of camping once we open our sick-ass campground (or sooner if you like to free camp).
Party Monster
Donate $1,000 or more and get 50 free nights of camping PLUS you’ll get an exclusive invite to the big celebration whenever we finally close on the land!